Whether you are a negotiator or working with someone who negotiates, you will want to make sure that you walk into a home with your facts straight.
The major advantage of using home equity like credit is that it won't be as risky as other types of home equity loans.
Often times, lenders will be a bank that works through a lending company.
For anyone wanting to make a little more of an investment in order to add onto their home, or for other reasons, this is a great way to do it.