If you aren't certain of your financial status and what it will be in ten years, then a balloon will most likely not help you.
When a good deal is made, it means that the seller, buyer and agent all walk away feeling as though they have won or made a bargain.
Many times, profiting from real estate simply means having the ability to invest in your own home, than sell it for a higher price when the market is better.
When you are trying to find a real estate agent, you will want to make sure they have the right credentials and understand your goals.