If you are in the situation where you expect increased income, you can also consider a balloon, which will have you pay a large amount during the closing of your home.
Buying and investing in the property that you want without having the wrong types of costs and problems with the maintenance of the home will help you feel content with your decision for a long period of time.
The last thing that anyone wants after they have moved into a home is to find that everything needs repared.
If you want to stay for a longer term and pay off the home, then finding something like an interest first loan will work better.