If you sell your house, you only responsible for what you have spent with your line of credit.
You can profit by renting or leasing space out to others, fixing a property and re-selling it, or by using it for a need that you see in a community.
Usually, there will be several legal factors and regulations that are bound to this type of documentation in order to make sure that the transaction is fair.
If you want to make sure that you keep the finances low key for repair, then make sure that you have the right loan.