If you want to stay for a longer term and pay off the home, then finding something like an interest first loan will work better.
Whether you are a negotiator or working with someone who negotiates, you will want to make sure that you walk into a home with your facts straight.
Over time, you will not only have a home to live in, but will also have an investment that can help you to make the most of what you have.
One option to consider is a home equity loan.