If the economy is at a low or if the market price is not good, investing in a certain property may mean a loss.
Many times, profiting from real estate simply means having the ability to invest in your own home, than sell it for a higher price when the market is better.
You don't want to walk into something that is over your head or start to look for something, only to find out that you won't be able to move in.
Things such as personal debt and car loans, as well as credit card expenses will be calculated in this figure to show the first step to finding the right loan.